Is It Time For A Homeowners Insurance Checkup?

By Ken Selzer, CPA, Commissioner Of Insurance

TOPEKA, Kan. - What is the value of your home's contents that are covered by insurance? Is a flood covered? If someone is hurt while visiting, will your insurance pay medical expenses?

Whether you are a renter or a homeowner, our staff members at the Kansas Insurance Department (KID) suggest an annual review of your homeowners insurance policy. This lets you brush up on what is covered and evaluate whether the coverage is still adequate (or too much) for your current situation.

When you (and your agent) review your homeowners policy, be sure to find the answers to these three questions: